/* Verus Vorsorge · Produktions-Stylesheet
   Leitidee "Transparenz als Produkt": Navy + Messing, Newsreader (Haltung) + Public Sans (Klarheit).
   Basis: Flagship 07.10.2026, erweitert um Themenseiten-Komponenten und die B3-Mobile-Fixes
   (min-width:0, overflow-wrap, Silbentrennung, H1-Clamp ab 320 px). Keine externen Ressourcen. */

@font-face{font-family:"Newsreader";src:url(fonts/newsreader-latin-500-normal.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Newsreader";src:url(fonts/newsreader-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Newsreader";src:url(fonts/newsreader-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Public Sans";src:url(fonts/public-sans-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Public Sans";src:url(fonts/public-sans-latin-500-normal.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Public Sans";src:url(fonts/public-sans-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Public Sans";src:url(fonts/public-sans-latin-700-normal.woff2) format("woff2");font-weight:700;font-display:swap}

:root{
  --navy:#14233a; --navy-2:#1f3350; --navy-3:#2a4266;
  --brass:#7f5a1f; --brass-light:#e0bb73; --brass-pale:#f6ecd8;
  --paper:#ffffff; --mist:#eef1f4; --rule:#cfd6de; --rule-soft:#e3e8ee;
  --ink:#1b2532; --muted:#4a5666; --error:#a3261b; --ok:#1d6b45;
  --focus:#2f6fd6;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --wrap:1160px; --gutter:clamp(16px,4vw,40px);
  --step-0:1.0625rem; --step-1:1.2rem; --step-2:1.5rem;
  --step-3:clamp(1.65rem,1.3rem + 1.6vw,2.5rem);
  --step-4:clamp(1.85rem,1.2rem + 3.4vw,3.9rem);
  --radius:6px;
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:1rem}
body{margin:0;background:var(--paper);color:var(--ink);font:400 var(--step-0)/1.6 var(--sans);text-rendering:optimizeLegibility;overflow-wrap:break-word}
img,svg{max-width:100%;height:auto}
a{color:var(--navy);text-underline-offset:.18em;text-decoration-thickness:1px}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:2px}
.section-ink :focus-visible,.site-footer :focus-visible{outline-color:var(--brass-light)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter);min-width:0}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.75rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
h1,h2,h3{font-family:var(--serif);font-weight:500;color:var(--navy);letter-spacing:-.01em;margin:0;overflow-wrap:break-word;line-height:1.25}
h1,h2{-webkit-hyphens:manual;hyphens:manual}
h3{font-family:var(--sans);font-weight:600;font-size:var(--step-1);letter-spacing:0;line-height:1.35}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.25rem}
li{margin-bottom:.35em}
dd,dt,a,td,th,li,p{overflow-wrap:break-word}
a[href^="tel:"]{white-space:nowrap}
@media (max-width:600px){h1,h2,h3{-webkit-hyphens:auto;hyphens:auto}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}

/* Header */
.site-header{border-bottom:1px solid var(--rule);background:var(--paper);position:relative;z-index:10}
.header-inner{display:flex;align-items:center;gap:1rem;min-height:72px}
.wordmark{font-family:var(--serif);font-size:1.45rem;font-weight:600;color:var(--navy);text-decoration:none;letter-spacing:.01em;display:inline-flex;align-items:baseline;gap:.35rem;min-height:44px;padding:.4rem 0;white-space:nowrap}
.wordmark span{font-family:var(--sans);font-size:.78rem;font-weight:600;color:var(--muted);letter-spacing:.08em;text-transform:uppercase}
.main-nav{display:flex;gap:.2rem 1.1rem;margin-left:auto;flex-wrap:wrap;justify-content:flex-end}
.main-nav a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;min-width:44px;text-decoration:none;color:var(--ink);font-size:.95rem;padding:0 .1rem}
.main-nav a:hover,.main-nav a[aria-current="page"]{text-decoration:underline}
.header-cta{flex:none}
.nav-mobile{display:none;margin-left:auto}
.nav-mobile summary{list-style:none;display:inline-flex;align-items:center;gap:.4rem;min-height:44px;min-width:44px;padding:.4rem .8rem;border:1.5px solid var(--navy);border-radius:var(--radius);font-weight:600;color:var(--navy);cursor:pointer}
.nav-mobile summary::-webkit-details-marker{display:none}
.nav-mobile summary::after{content:"";width:.55rem;height:.55rem;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px)}
.nav-mobile[open] summary::after{transform:rotate(-135deg) translateY(-2px)}
.nav-mobile nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--rule);box-shadow:0 18px 30px -24px rgba(20,35,58,.5);padding:.5rem var(--gutter) 1rem}
.nav-mobile nav a{display:flex;align-items:center;min-height:48px;border-top:1px solid var(--rule-soft);text-decoration:none;color:var(--ink);font-weight:500}
.nav-mobile nav a:first-child{border-top:0}
.nav-mobile nav a.menu-cta{justify-content:center;margin:.4rem 0 .6rem;border:0;border-radius:var(--radius);background:var(--navy);color:#fff;font-weight:600}
@media (min-width:521px){.nav-mobile nav a.menu-cta{display:none}}
@media (max-width:1020px){.main-nav{display:none}.nav-mobile{display:block}}
@media (max-width:520px){.header-inner .header-cta{display:none}.wordmark{font-size:1.3rem}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;min-height:48px;padding:.75rem 1.35rem;border-radius:var(--radius);border:1.5px solid var(--navy);background:var(--navy);color:#fff;font:600 1rem/1.25 var(--sans);text-decoration:none;cursor:pointer;transition:background .15s,transform .1s;max-width:100%}
.btn:hover{background:var(--navy-2)}
.btn:active{transform:translateY(1px)}
.btn-small{min-height:44px;padding:.5rem 1rem;font-size:.92rem}
.btn-wide{width:100%}
.btn-ghost{background:transparent;color:var(--navy)}
.btn-ghost:hover{background:var(--mist)}
.btn-light{background:var(--brass-light);border-color:var(--brass-light);color:var(--navy)}
.btn-light:hover{background:#ecca8a}
.text-link{font-weight:600;display:inline-flex;align-items:center;min-height:44px}

/* Breadcrumb */
.crumbs{border-bottom:1px solid var(--rule-soft);background:#fff}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;align-items:center;font-size:.9rem;color:var(--muted)}
.crumbs li{margin:0;display:inline-flex;align-items:center}
.crumbs li+li::before{content:"›";margin:0 .5rem;color:var(--muted)}
.crumbs a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;min-width:44px;color:var(--muted)}
.crumbs [aria-current]{color:var(--ink);font-weight:500;padding:.6rem 0}

/* Eyebrow / Kicker */
.eyebrow{font-size:.9rem;font-weight:600;color:var(--brass);letter-spacing:.02em;margin-bottom:.9rem}
.eyebrow-light{color:var(--brass-light)}

/* Startseite: Hero */
.hero{padding:clamp(36px,7vw,96px) 0 clamp(44px,7vw,88px);background:linear-gradient(var(--paper),var(--paper) 72%,var(--mist) 72%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:clamp(28px,5vw,72px);align-items:start}
@media (max-width:900px){.hero-grid{grid-template-columns:minmax(0,1fr)}.hero{background:var(--paper)}}
.place{font-size:.95rem;color:var(--brass);font-weight:600;margin-bottom:1.1rem}
.hero h1{font-size:var(--step-4);line-height:1.05;max-width:13ch;margin-bottom:1.3rem}
.lead{font-size:var(--step-1);line-height:1.55;color:var(--ink);max-width:38rem}
.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 1.6rem;margin:1.6rem 0 1.1rem}
.fineprint{font-size:.92rem;color:var(--muted);max-width:34rem}

/* Agenda (prägendes Element der Startseite) */
.agenda{background:#fff;border:1px solid var(--rule);border-top:5px solid var(--navy);border-radius:4px;padding:clamp(18px,3vw,32px);box-shadow:0 18px 40px -28px rgba(20,35,58,.45);min-width:0}
.agenda-head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.25rem 1rem;align-items:baseline;margin-bottom:1rem}
.agenda h2{font-size:var(--step-2)}
.agenda-format{font-size:.88rem;color:var(--muted);margin:0}
.agenda-tabs{display:flex;flex-wrap:wrap;gap:.4rem;margin-bottom:1.1rem}
.agenda-tabs button{font:500 .92rem/1.2 var(--sans);min-height:44px;padding:.55rem .85rem;border:1px solid var(--rule);background:#fff;color:var(--ink);border-radius:999px;cursor:pointer}
.agenda-tabs button:hover{border-color:var(--navy)}
.agenda-tabs button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.js .agenda-panel:not(.is-active){display:none}
.agenda-panel h3{font-family:var(--serif);font-weight:500;font-size:1.15rem;margin:0 0 .3rem;color:var(--navy)}
.no-js-hint{display:none}
.agenda-list{list-style:none;counter-reset:a;margin:0;padding:0}
.agenda-list li{counter-increment:a;display:grid;grid-template-columns:2.2rem minmax(0,1fr);column-gap:.4rem;padding:.8rem 0;border-top:1px solid var(--rule);margin:0}
.agenda-list li::before{content:counter(a);grid-row:span 2;font-family:var(--serif);font-size:1.5rem;line-height:1;color:var(--brass)}
.agenda-list strong{font-weight:600;line-height:1.35}
.agenda-list span{font-size:.94rem;color:var(--muted);line-height:1.5}
.agenda-bring{margin:.6rem 0 .4rem;padding:.8rem 1rem;background:var(--mist);border-radius:4px;font-size:.94rem}
.agenda-bring b{color:var(--navy);margin-right:.35rem}
.agenda-more{font-weight:600}

/* Themenseiten: Hero */
.page-hero{padding:clamp(32px,6vw,80px) 0 clamp(32px,5vw,64px);border-bottom:1px solid var(--rule-soft)}
.page-hero h1{font-size:var(--step-4);line-height:1.08;max-width:22ch;margin-bottom:1.2rem}
.page-hero .lead{max-width:44rem}
.hero-meta{display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;align-items:center;margin-top:1.4rem}
.page-hero.tinted{background:var(--mist)}
.page-hero.ink{background:var(--navy);color:#e8edf3;border-bottom:0}
.page-hero.ink h1{color:#fff}
.page-hero.ink .lead{color:#dfe6ee}
.page-hero.ink .eyebrow{color:var(--brass-light)}
.page-hero.brass{background:var(--brass-pale)}
.hero-split{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:clamp(24px,4vw,56px);align-items:end}
@media (max-width:900px){.hero-split{grid-template-columns:minmax(0,1fr)}}
.hero-note{border-left:3px solid var(--brass);padding:.2rem 0 .2rem 1rem;color:var(--muted);font-size:.98rem}
.ink .hero-note{border-color:var(--brass-light);color:#dfe6ee}
.ink .text-link{color:#fff}

/* Inhaltsverzeichnis */
.toc{margin-top:1.6rem}
.toc p{font-size:.85rem;font-weight:600;color:var(--muted);margin:0 0 .3rem;text-transform:uppercase;letter-spacing:.06em}
.ink .toc p{color:#cdd6e1}
.toc ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:0 1.2rem}
.toc li{margin:0}
.toc a{display:inline-flex;align-items:center;min-height:44px;font-weight:500}
.ink .toc a{color:#fff}

/* Sections */
.section{padding:clamp(48px,7vw,96px) 0}
.section-tight{padding:clamp(36px,5vw,64px) 0}
.section-tint{background:var(--mist)}
.section-pale{background:var(--brass-pale)}
.section-title{font-size:var(--step-3);line-height:1.14;max-width:26ch;margin-bottom:1rem}
.section-lead{font-size:var(--step-1);color:var(--muted);max-width:44rem;margin-bottom:2.2rem;line-height:1.55}
.prose{max-width:44rem}
.prose p,.prose li{color:var(--ink)}
.small{font-size:.92rem;color:var(--muted)}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,4vw,56px)}
@media (max-width:820px){.two-col{grid-template-columns:minmax(0,1fr)}}

/* Startseite: Anliegen */
.concerns{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(28px,5vw,64px)}
@media (max-width:760px){.concerns{grid-template-columns:minmax(0,1fr)}}
.concern{padding:1.5rem 0 1.6rem;border-top:2px solid var(--navy);min-width:0}
.concern h3{margin-bottom:.6rem}
.concern p{color:var(--muted)}
.further{list-style:none;margin:0;padding:0}
.further li{margin:0}
.further a{display:inline-flex;align-items:center;min-height:44px;font-weight:500}
.side-links{display:flex;flex-wrap:wrap;gap:.4rem 2rem;margin-top:1.4rem;padding-top:1rem;border-top:1px solid var(--rule)}
.side-links a{display:inline-flex;align-items:center;min-height:44px;font-weight:600}

/* Ledger: verlässlich / nicht */
.ledger{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);background:#fff;border:1px solid var(--rule);border-radius:4px}
@media (max-width:760px){.ledger{grid-template-columns:minmax(0,1fr)}}
.ledger-col{padding:clamp(20px,3vw,36px);min-width:0}
.ledger-not{border-left:1px solid var(--rule)}
.ledger.single{grid-template-columns:minmax(0,1fr)}
.ledger.single .ledger-not{border-left:0;border-top:0}
@media (max-width:760px){.ledger-not{border-left:0;border-top:1px solid var(--rule)}}
.ledger h3{margin-bottom:1rem}
.ledger ul{margin:0;padding:0;list-style:none}
.ledger li{position:relative;padding:.7rem 0 .7rem 1.9rem;border-top:1px solid var(--mist);margin:0}
.ledger li::before{content:"";position:absolute;left:0;top:1.05rem;width:1.1rem;height:.6rem;border-left:2.5px solid var(--ok);border-bottom:2.5px solid var(--ok);transform:rotate(-45deg) translateY(-.25rem)}
.ledger-not li::before{width:1rem;height:2.5px;border:0;background:var(--error);transform:none;top:1.3rem}

/* Schritte */
.steps{list-style:none;margin:0;padding:0;counter-reset:s;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(20px,4vw,48px)}
.steps.five{grid-template-columns:repeat(5,minmax(0,1fr));gap:clamp(14px,2vw,24px)}
@media (max-width:1020px){.steps.five{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:820px){.steps{grid-template-columns:minmax(0,1fr)}.steps.five{grid-template-columns:minmax(0,1fr)}}
.steps li{counter-increment:s;padding-top:1rem;border-top:1px solid var(--rule);margin:0;min-width:0}
.steps li::before{content:counter(s);display:block;font-family:var(--serif);font-size:2.4rem;line-height:1;color:var(--brass);margin-bottom:.5rem}
.steps h3{margin-bottom:.5rem}
.steps p{color:var(--muted)}

/* Team */
.team{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,220px),1fr));gap:1rem;margin:0 0 2rem;padding:0;list-style:none}
.team li{display:flex;gap:.9rem;align-items:center;padding:1rem;border:1px solid var(--rule);border-radius:var(--radius);background:#fff;margin:0;min-width:0}
.monogram{flex:none;width:52px;height:52px;border-radius:50%;background:var(--mist);border:1px solid var(--rule);display:grid;place-items:center;font-family:var(--serif);font-size:1.15rem;color:var(--navy)}
.team strong{display:block;color:var(--navy);line-height:1.3}
/* 07.10.2026: auf .role begrenzt – vorher überschrieb ".team span" auch das Monogramm (Buchstaben nicht zentriert) */
.team .role{display:block;font-size:.92rem;color:var(--muted);line-height:1.4}
.team-group{font-size:var(--step-0,1rem);font-weight:600;color:var(--navy);margin:0 0 .8rem}
.team a.team-mail{font-size:.88rem;line-height:1.4}
.team-mail .nobr{white-space:nowrap}
.facts{margin:0}
.facts div{display:grid;grid-template-columns:minmax(9rem,.4fr) minmax(0,1fr);gap:1rem;padding:.95rem 0;border-top:1px solid var(--rule)}
@media (max-width:560px){.facts div{grid-template-columns:minmax(0,1fr);gap:.2rem}}
.facts dt{font-weight:600;color:var(--navy)}
.facts dd{margin:0;min-width:0}

/* Bestandskunden */
.service-card{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
@media (max-width:820px){.service-card{grid-template-columns:minmax(0,1fr)}}
.service-card>div{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:1.2rem 1.3rem;min-width:0}
.service-card h3{font-size:1.05rem;margin-bottom:.4rem}
.service-card p{margin:0;color:var(--muted);font-size:.96rem}
.service-card a{display:inline-flex;align-items:center;min-height:44px;font-weight:600}

/* FAQ */
.faq>details,.faq>h2{max-width:52rem}
.faq details{border-top:1px solid var(--rule)}
.faq details:last-child{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:1rem;padding:1.05rem 0;font-weight:600;font-size:var(--step-1);min-height:48px;line-height:1.4}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--serif);font-size:1.6rem;line-height:1;color:var(--brass);flex:none}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding:0 0 1.2rem;color:var(--muted);max-width:44rem}
.faq details>div p:last-child{margin-bottom:0}

/* Karten allgemein */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.cards.two{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:980px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.cards,.cards.two{grid-template-columns:minmax(0,1fr)}}
.card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:1.3rem 1.3rem 1.2rem;min-width:0;display:flex;flex-direction:column}
.card h3{margin-bottom:.5rem}
.card p{color:var(--muted)}
.card .q{margin-top:auto;padding-top:.8rem;border-top:1px dashed var(--rule);color:var(--ink);font-weight:500}
.card .q b{display:block;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;color:var(--brass);margin-bottom:.2rem}

/* Risikolandkarte (Gewerbeversicherung) */
.map{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border:1px solid var(--rule);border-radius:4px;background:#fff;counter-reset:m}
@media (max-width:980px){.map{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.map{grid-template-columns:minmax(0,1fr)}}
.map article{padding:clamp(18px,2.6vw,28px);border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);min-width:0;counter-increment:m;position:relative}
.map article::before{content:"0" counter(m);font-family:var(--serif);font-size:1.1rem;color:var(--brass);display:block;margin-bottom:.4rem}
.map .lead-q{font-family:var(--serif);font-size:1.15rem;line-height:1.4;color:var(--navy);margin-bottom:.8rem}
.map .tags{display:flex;flex-wrap:wrap;gap:.35rem;margin:0 0 .8rem;padding:0;list-style:none}
.map .tags li{margin:0;font-size:.85rem;background:var(--mist);border-radius:999px;padding:.25rem .65rem;color:var(--ink)}
.map p{font-size:.95rem;color:var(--muted)}
.map a{display:inline-flex;align-items:center;min-height:44px;font-weight:600}

/* Anlass-Check (Versicherungscheck) */
.checker{background:#fff;border:1px solid var(--rule);border-top:5px solid var(--brass);border-radius:4px;padding:clamp(18px,3vw,32px)}
.checker ul{list-style:none;margin:0 0 1rem;padding:0}
.checker li{margin:0;border-top:1px solid var(--rule-soft)}
.checker label{display:grid;grid-template-columns:28px minmax(0,1fr);gap:.7rem;align-items:start;padding:.75rem 0;cursor:pointer;min-height:44px}
.checker input{width:24px;height:24px;margin:.15rem 0 0;accent-color:var(--navy)}
.checker-out{background:var(--mist);border-radius:4px;padding:1rem 1.1rem;margin:0}
.checker-out strong{display:block;font-family:var(--serif);font-size:1.3rem;font-weight:500;color:var(--navy)}

/* Szenen (Betriebshaftpflicht) */
.scene-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;counter-reset:sc}
@media (max-width:760px){.scene-grid{grid-template-columns:minmax(0,1fr)}}
.scene{counter-increment:sc;background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:1.3rem;display:flex;flex-direction:column;min-width:0}
.scene h3::before{content:"Szene " counter(sc);display:block;font:600 .78rem/1.2 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--brass);margin-bottom:.35rem}
.scene p{color:var(--muted)}
.scene .q{margin-top:auto;background:var(--mist);border-radius:4px;padding:.8rem .9rem;color:var(--ink);font-weight:500}
.glossary{margin:0;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0 clamp(24px,4vw,56px)}
@media (max-width:760px){.glossary{grid-template-columns:minmax(0,1fr)}}
.glossary div{border-top:1px solid var(--rule);padding:1rem 0;min-width:0}
.glossary dt{font-family:var(--serif);font-size:1.2rem;color:var(--navy);margin-bottom:.3rem}
.glossary dd{margin:0;color:var(--muted)}

/* Arbeitsblatt (Betriebsunterbrechung) */
.worksheet{list-style:none;margin:0;padding:0;counter-reset:w;display:grid;gap:1rem}
.worksheet>li{counter-increment:w;display:grid;grid-template-columns:3rem minmax(0,1fr);gap:1rem;background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:1.2rem;margin:0}
.worksheet>li::before{content:counter(w);font-family:var(--serif);font-size:2.2rem;line-height:1;color:var(--brass)}
.worksheet h3{margin-bottom:.4rem}
.worksheet p{color:var(--muted)}
.lines{height:4.2rem;background:repeating-linear-gradient(to bottom,transparent 0,transparent 1.35rem,var(--rule) 1.35rem,var(--rule) calc(1.35rem + 1px));margin-top:.4rem}
.chips{display:flex;flex-wrap:wrap;gap:.4rem;list-style:none;margin:.4rem 0 0;padding:0}
.chips li{margin:0;border:1px solid var(--rule);border-radius:999px;padding:.3rem .75rem;font-size:.92rem;background:var(--paper)}
.print-row{display:flex;flex-wrap:wrap;gap:.8rem;align-items:center;margin-top:1rem}
.after-sheet{margin-top:2.25rem}.after-sheet h3{margin-bottom:.5rem}
.terms{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
@media (max-width:900px){.terms{grid-template-columns:minmax(0,1fr)}}
.terms article{border-top:3px solid var(--navy);padding-top:1rem;min-width:0}
.terms h3{font-family:var(--serif);font-weight:500;font-size:1.35rem;margin-bottom:.4rem}
.terms p{color:var(--muted)}
.qlist{list-style:none;margin:0;padding:0;max-width:48rem}
.qlist li{position:relative;padding:.9rem 0 .9rem 2.2rem;border-top:1px solid var(--rule);margin:0}
.qlist li::before{content:"?";position:absolute;left:0;top:.85rem;width:1.5rem;height:1.5rem;border-radius:50%;background:var(--navy);color:#fff;font:600 .9rem/1.5rem var(--sans);text-align:center}
.callout{background:var(--brass-pale);border-left:4px solid var(--brass);border-radius:0 4px 4px 0;padding:1.1rem 1.2rem;max-width:48rem}
.callout p:last-child{margin-bottom:0}
.callout-ink{background:var(--navy);color:#e8edf3;border-left-color:var(--brass-light)}
.callout-ink a{color:#fff}
.callout-ink strong{color:#fff}

/* Phasen (Schadenfall) */
.phases{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
@media (max-width:900px){.phases{grid-template-columns:minmax(0,1fr)}}
.phase{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);overflow:hidden;min-width:0}
.phase header{background:var(--navy);color:#fff;padding:.9rem 1.1rem}
.phase header b{display:block;font:600 .78rem/1.2 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--brass-light)}
.phase header h3{font-family:var(--serif);font-weight:500;font-size:1.3rem;color:#fff;margin:0}
.phase ul{list-style:none;margin:0;padding:.4rem 1.1rem 1rem}
.phase li{padding:.65rem 0 .65rem 1.7rem;position:relative;border-top:1px solid var(--rule-soft);margin:0}
.phase li:first-child{border-top:0}
.phase li::before{content:"";position:absolute;left:0;top:.95rem;width:1rem;height:1rem;border:2px solid var(--navy);border-radius:3px}
.dont li::before{border-color:var(--error);border-radius:50%}

/* Vergleichstabellen, auf Mobil als Karten */
.table-wrap{max-width:100%}
.compare{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--rule);font-size:.98rem}
.compare caption{text-align:left;font-weight:600;color:var(--muted);padding:0 0 .6rem;font-size:.92rem}
.compare th,.compare td{padding:.85rem 1rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--rule)}
.compare thead th{background:var(--navy);color:#fff;font-weight:600}
.compare tbody th{background:var(--mist);color:var(--navy);font-weight:600;width:22%}
.compare tr.emph td,.compare tr.emph th{background:var(--brass-pale)}
@media (max-width:760px){
  .compare,.compare tbody,.compare tr,.compare th,.compare td{display:block;width:100%}
  .compare caption{display:block;width:100%}
  .compare thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
  .compare tr{border-bottom:3px solid var(--navy)}
  .compare tbody th{width:100%;font-family:var(--serif);font-size:1.1rem;font-weight:500}
  .compare td{border-bottom:1px solid var(--rule-soft)}
  .compare td::before{content:attr(data-label);display:block;font-size:.8rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--brass);margin-bottom:.15rem}
}

/* Rückruf-Stepper (Lebensmittelhandwerk) */
.stepper{list-style:none;margin:0;padding:0;counter-reset:st;border-left:3px solid var(--brass);max-width:48rem}
.stepper li{counter-increment:st;position:relative;padding:0 0 1.3rem 2.2rem;margin:0}
.stepper li::before{content:counter(st);position:absolute;left:-1.05rem;top:0;width:1.9rem;height:1.9rem;border-radius:50%;background:var(--brass);color:#fff;font:600 .95rem/1.9rem var(--sans);text-align:center}
.stepper h3{margin-bottom:.3rem}
.stepper p{color:var(--muted);margin:0}
.scenario{font-family:var(--serif);font-size:var(--step-1);line-height:1.5;color:var(--navy);max-width:44rem;border-left:4px solid var(--navy);padding-left:1rem;margin-bottom:1.6rem}

/* Bäckerei-Tag (Zeitleiste) */
.day{list-style:none;margin:0;padding:0;position:relative}
.day::before{content:"";position:absolute;left:5.6rem;top:0;bottom:0;width:2px;background:var(--rule)}
.day li{display:grid;grid-template-columns:5rem minmax(0,1fr);gap:1.6rem;padding:0 0 1.8rem;margin:0;position:relative}
.day time{font-family:var(--serif);font-size:1.25rem;color:var(--brass);text-align:right;line-height:1.3}
.day time small{display:block;font-family:var(--sans);font-size:.78rem;color:var(--muted);letter-spacing:.04em}
.day li::after{content:"";position:absolute;left:calc(5.6rem - 6px);top:.45rem;width:14px;height:14px;border-radius:50%;background:#fff;border:3px solid var(--navy)}
.day h3{margin-bottom:.35rem}
.day p{color:var(--muted)}
.day .q{color:var(--ink);font-weight:500;background:var(--mist);border-radius:4px;padding:.7rem .85rem;margin:0}
@media (max-width:560px){
  .day::before{left:.45rem}
  .day li{grid-template-columns:minmax(0,1fr);gap:.3rem;padding-left:1.8rem}
  .day li::after{left:0;top:.35rem}
  .day time{text-align:left}
}

/* Studio-Rundgang (Fitness) */
.floor{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-auto-flow:dense;gap:6px;background:var(--navy);border:6px solid var(--navy);border-radius:6px}
.floor article{background:#fff;padding:1.1rem 1.1rem 1rem;min-width:0}
.floor .wide{grid-column:span 2}
.floor .tall{grid-row:span 2}
@media (max-width:980px){.floor{grid-template-columns:repeat(2,minmax(0,1fr))}.floor .wide{grid-column:span 2}}
@media (max-width:600px){.floor{grid-template-columns:minmax(0,1fr)}.floor .wide{grid-column:auto}.floor .tall{grid-row:auto}}
.floor h3{font-family:var(--serif);font-weight:500;font-size:1.3rem;margin-bottom:.3rem}
.floor .zone{font:600 .76rem/1.2 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--brass);margin-bottom:.4rem}
.floor p{color:var(--muted);font-size:.96rem}
.floor ul{margin:.2rem 0 0;padding-left:1.1rem}
.floor li{font-size:.96rem}
.floor a{display:inline-flex;align-items:center;min-height:44px;font-weight:600}
.timeline-h{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem}
@media (max-width:900px){.timeline-h{grid-template-columns:minmax(0,1fr)}}
.timeline-h li{border-top:4px solid var(--brass);padding-top:.8rem;margin:0;min-width:0}
.timeline-h b{display:block;font-family:var(--serif);font-weight:500;font-size:1.2rem;color:var(--navy);margin-bottom:.3rem}
.timeline-h p{color:var(--muted);margin:0}

/* Standortliste (Fitnesskette) */
.template-cols{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,210px),1fr));gap:.6rem;list-style:none;margin:0;padding:0;counter-reset:tc}
.template-cols li{counter-increment:tc;background:#fff;border:1px dashed var(--navy-3);border-radius:4px;padding:.8rem .9rem;margin:0;min-width:0}
.template-cols li::before{content:"Spalte " counter(tc);display:block;font:600 .75rem/1.2 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--brass);margin-bottom:.2rem}
.template-cols b{display:block;color:var(--navy)}
.template-cols span{font-size:.9rem;color:var(--muted)}

/* Pflicht / Spielraum (bAV) */
.duty{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0;border:1px solid var(--rule);border-radius:4px;overflow:hidden}
@media (max-width:820px){.duty{grid-template-columns:minmax(0,1fr)}}
.duty>div{padding:clamp(18px,3vw,32px);min-width:0}
.duty>div:first-child{background:var(--navy);color:#e8edf3}
.duty>div:first-child h3{color:#fff}
.duty>div:first-child .ref{color:var(--brass-light)}
.duty h3{margin-bottom:.8rem}
.duty ul{margin:0;padding-left:1.1rem}
.duty li{margin-bottom:.8em}
.ref{font-size:.85rem;font-weight:600;color:var(--brass);white-space:nowrap}
.ways{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:.8rem;list-style:none;margin:0 0 1rem;padding:0}
@media (max-width:1020px){.ways{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.ways{grid-template-columns:minmax(0,1fr)}}
.ways li{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:1rem;margin:0;min-width:0}
.ways b{display:block;font-family:var(--serif);font-weight:500;font-size:1.15rem;color:var(--navy);margin-bottom:.3rem}
.ways span{font-size:.93rem;color:var(--muted)}
.ways .ins{border-color:var(--navy);box-shadow:inset 0 3px 0 var(--navy)}

/* Weichen (bKV) */
.switches{list-style:none;margin:0;padding:0;counter-reset:sw;display:grid;gap:1rem}
.switches>li{counter-increment:sw;display:grid;grid-template-columns:minmax(0,14rem) minmax(0,1fr);gap:1.4rem;padding:1.4rem;background:#fff;border:1px solid var(--rule);border-radius:var(--radius);margin:0}
@media (max-width:760px){.switches>li{grid-template-columns:minmax(0,1fr);gap:.6rem}}
.switches .sw-head::before{content:"Weiche " counter(sw);display:block;font:600 .78rem/1.2 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--brass);margin-bottom:.3rem}
.switches .sw-head h3{font-family:var(--serif);font-weight:500;font-size:1.35rem}
.switches p{color:var(--muted)}
.options{display:flex;flex-wrap:wrap;gap:.4rem;list-style:none;margin:.2rem 0 .8rem;padding:0}
.options li{margin:0;padding:.35rem .75rem;border-radius:999px;background:var(--mist);font-size:.92rem;font-weight:500}
.privacy-box{display:grid;grid-template-columns:auto minmax(0,1fr);gap:1.2rem;align-items:start;background:var(--mist);border-radius:6px;padding:clamp(18px,3vw,30px)}
@media (max-width:560px){.privacy-box{grid-template-columns:minmax(0,1fr)}}
.privacy-box svg{width:52px;height:52px}

/* Verwandte Seiten */
.related{border-top:1px solid var(--rule)}
.related-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,250px),1fr));gap:1rem;list-style:none;margin:0;padding:0}
.related-grid li{margin:0}
.related-grid a{display:flex;flex-direction:column;gap:.3rem;height:100%;min-height:44px;padding:1.1rem 1.2rem;border:1px solid var(--rule);border-radius:var(--radius);text-decoration:none;background:#fff;color:var(--ink)}
.related-grid a:hover{border-color:var(--navy)}
.related-grid b{color:var(--navy);font-weight:600;line-height:1.35}
.related-grid span{font-size:.93rem;color:var(--muted)}

/* Termin */
.section-ink{background:var(--navy);color:#e8edf3}
.section-ink a{color:#fff}
.termin-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(28px,5vw,72px);align-items:start}
@media (max-width:900px){.termin-grid{grid-template-columns:minmax(0,1fr)}}
.termin-intro h2{color:#fff;font-size:var(--step-3);line-height:1.15;margin-bottom:1rem}
.termin-intro p{color:#d5dde7;max-width:32rem}
.contact-facts{margin:1.4rem 0 0}
.contact-facts div{padding:.8rem 0;border-top:1px solid rgba(255,255,255,.2)}
.contact-facts dt{font-size:.85rem;color:var(--brass-light);font-weight:600}
.contact-facts dd{margin:.2rem 0 0;color:#fff}
.contact-facts a{display:inline-flex;align-items:center;min-height:44px}
.termin-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:clamp(18px,3.4vw,36px);min-width:0}
.termin-card a{color:var(--navy)}
.termin-card h3{margin-bottom:.6rem;color:var(--navy)}
.termin-card .btn{color:#fff}
.mail-facts{margin:1rem 0;background:var(--mist);border-radius:var(--radius);padding:.4rem 1rem}
.mail-facts div{display:grid;grid-template-columns:5rem minmax(0,1fr);gap:.6rem;padding:.55rem 0;border-top:1px solid var(--rule)}
.mail-facts div:first-child{border-top:0}
.mail-facts dt{color:var(--muted);font-size:.9rem}
.mail-facts dd{margin:0;font-weight:500;min-width:0;overflow-wrap:anywhere}
.mail-facts a{display:inline-flex;align-items:center;min-height:44px}
@media (max-width:420px){.mail-facts div{grid-template-columns:minmax(0,1fr);gap:0}}
.note-sensitive{font-size:.94rem;color:var(--ink);background:var(--brass-pale);border-radius:4px;padding:.75rem .9rem;margin:0}
.consent-box{border:1px solid var(--rule);border-radius:var(--radius);padding:1rem 1.1rem;margin-bottom:1rem}
.consent-box p{font-size:.95rem}
.check{display:grid;grid-template-columns:auto minmax(0,1fr);gap:.7rem;align-items:start;font-size:.95rem;min-height:44px;padding:.4rem 0;cursor:pointer}
.check input{width:22px;height:22px;margin:.1rem 0 0;accent-color:var(--navy)}
.newtab{display:inline-flex;align-items:center;min-height:44px;font-weight:600}
.calendly-slot{min-width:280px;width:100%;height:1080px;border-radius:4px;overflow:hidden;background:var(--mist);margin-top:1rem}
@media (min-width:700px){.calendly-slot{height:760px}}
.form-status{margin:.8rem 0 0;color:var(--error);font-weight:500}
.form-status:empty{display:none}
.alt-mail{margin-top:1.4rem;padding-top:1.2rem;border-top:1px solid var(--rule)}
.alt-mail p{font-size:.95rem}

/* Rechtsseiten */
.legal{max-width:48rem}
.legal h2{font-size:1.5rem;margin:2.2rem 0 .7rem}
.legal h3{font-size:1.05rem;margin:1.4rem 0 .4rem}
.legal address{font-style:normal;margin-bottom:1em}
.legal ul{padding-left:1.2rem}
.legal a{overflow-wrap:anywhere}
.legal .meta{color:var(--muted);font-size:.92rem}
.legal .btn{margin:.4rem 0 1rem}

/* 404 */
.notfound{padding:clamp(48px,8vw,110px) 0}
.notfound h1{font-size:var(--step-4);line-height:1.08;margin-bottom:1rem;max-width:18ch}

/* Footer */
.site-footer{background:var(--navy);color:#cdd6e1;padding:2.8rem 0 2rem;border-top:4px solid var(--brass-light)}
.site-footer a{color:#fff}
.footer-top{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2fr);gap:2rem;padding-bottom:1.6rem;border-bottom:1px solid rgba(255,255,255,.18)}
@media (max-width:820px){.footer-top{grid-template-columns:minmax(0,1fr)}}
.wordmark-small{color:#fff;font-size:1.25rem;min-height:0;padding:0;margin-bottom:.5rem}
.wordmark-small span{color:#cdd6e1}
.footer-top address{font-style:normal;font-size:.95rem;line-height:1.6}
.footer-nav{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,230px),1fr));gap:0 1.5rem;list-style:none;margin:0;padding:0}
.footer-nav li{margin:0}
.footer-nav a{display:inline-flex;align-items:center;min-height:44px;font-size:.95rem}
.legal-line{display:flex;flex-wrap:wrap;align-items:center;gap:.2rem .5rem;margin:1.2rem 0 0;padding:0;list-style:none;font-size:.95rem}
.legal-line li{margin:0;display:inline-flex;align-items:center}
.legal-line li+li::before{content:"·";margin-right:.5rem;color:var(--brass-light)}
.legal-line a{display:inline-flex;align-items:center;min-height:44px}
.footer-small{font-size:.85rem;margin:.8rem 0 0;color:#b9c4d2}

/* Druck: Arbeitsblatt und Checklisten */
@media print{
  .site-header,.site-footer,.crumbs,.termin,.related,.print-row,.nav-mobile,.skip,.hero-meta,.toc{display:none!important}
  body{font-size:11pt}
  .section{padding:12pt 0}
  .worksheet>li,.phase,.card,.scene{break-inside:avoid}
  a{text-decoration:none;color:#000}
}